Redwood Real Estate Report

Review of November 2025

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Humboldt County Housing Market – November 2025 Recap

  • Median Sale Price: $410,000

  • Total Sales: 90

Humboldt County’s Major Cities
Market Share

  • Eureka:

    25 Sales (28% of market share)

    $410,000 Median Sold Price

  • McKinleyville:

    14 Sales (15.5% of market share)

    $467,500 Median Sold Price

  • Fortuna:

    8 Sales (8.9% of market share)

    $427,000 Median Sold Price

  • Arcata:

    7 Sales (~8% of market share)

    $$466,151 Median Sold Price

Real Estate Take-Aways

  • Humboldt Real Estate Statistics: Shifting gears, Annalise shares insights into Humboldt’s real estate statistics. The sold-to-list ratio has dropped to 90.1%, which is a significant decrease over the past six months. Despite this trend, sellers are advised not to overprice their homes; instead, they should rely on professionals to determine accurate market value.

  • The absorption rate, which has decreased from 5.93 months in October to 5.11 months in November. This decline suggests a shifting market that may be approaching seller’s territory, as inventory levels drop and demand starts to catch up.

  • High-End Market Surge: One of the standout figures this year is the dramatic increase in homes sold for over a million dollars in Humboldt, with 42 sales recorded so far compared to just 15 last year. This 180% increase showcases a growing demand for luxury properties, indicating a shift in buyer preferences and market dynamics.

Humboldt County Mortgage & Lending Update

Mortgage Trends

  • October: rates fluctuated between 6.17% – 6.34%; average of 6.25%

  • November: 6.22% – 6.26%; average of 6.24%.

Mortgage Take-Aways

  • This consistency in mortgage rates indicates a period of stabilization, which can be favorable for prospective buyers looking to lock in rates without the fear of rapid fluctuations.

  • If you’re considering refinancing, now might be the right time. Ben provides a real-world scenario illustrating potential monthly savings from refinancing a $350,000 mortgage from a rate of 7.125% to 6.125%. The savings could amount to approximately $234 a month, leading to a breakeven point of around 34 months. This means that if you plan to stay in your home longer than that, refinancing could be a financially sound decision.

Final Thoughts

Catch all of the episodes on our YouTube channel. Each broadcast includes detailed commentary, market snapshots, and neighborhood features.

For mortgage support, home valuations, or to schedule a free consultation, contact Larson Home Loans or a local agent through Hyperion Humboldt Realty. We’re here to help you make informed moves.

Featured Listing of the Month

1085 Tip Top Ridge Road, Fieldbrook

A Sprawling 20 Acres of Stunning Agricultural Timber Producing Property Atop the Highly Desirable Fieldbrook Community with Panoramic Views of the Surrounding Forest and Out to the Ocean. Whether You’re Looking for a Retreat with Homesteading Potential or an Investment in Your Future, Start Imagining the Possibilities!

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