Redwood Real Estate Report

Review of December 2025
and 2025 Wrap Up

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Humboldt County’s Market Review

  • All of 2025 Median Sold Price: $423,000

  • December 2025 Median Sold Price: $425,000

  • 4.8 Month Absorption Rate in December 2025

  • Sold to List Ratio December 2025: slightly over 93%

  • 105 Sales December 2025

Humboldt County’s Major Cities
Market Share

  • Eureka:

    32 Sales (30.5% of market share)

    $417,500 Median Sold Price

  • McKinleyville:

    18 Sales (17.1% of market share)

    $447,500 Median Sold Price

  • Fortuna:

    10 Sales (9.5% of market share)

    $440,000 Median Sold Price

  • Arcata:

    12 Sales (11.4% of market share)

    $460,000 Median Sold Price

Real Estate Take-Aways

  • 2025 was a stable year for the Humboldt real estate market, with a 31% appreciation over six years.

  • The total number of sales in Humboldt County increased by 10.8% in 2025 compared to the previous year.

  • December 2025 saw a drop in absorption rate; indicating a shift towards a seller’s market.

  • Arcata experienced the largest decline in median home prices in 2025, but demand is increasing.

Humboldt County Mortgage & Lending Update

Mortgage Trends

  • November range: 6.22% – 6.26%; average of 6.24%.

  • December range: 6.15% – 6.21%; average of 6.19%.

Mortgage Take-Aways

  • Mortgage rates have shown a significant decline over the past year, closing out 2025 at 6.15%

  • Loan limits for conforming loans have increased, providing more purchasing power for buyers.

  • Fannie Mae has introduced credit score flexibility, allowing for broader approval criteria.

Final Thoughts

Catch all of the episodes on our YouTube channel or Apple Podcast. Each broadcast includes detailed commentary, market snapshots, and neighborhood features.

For mortgage support, home valuations, or to schedule a free consultation, contact Larson Home Loans or a local agent through Hyperion Humboldt Realty. We’re here to help you make informed moves.

Featured Listing of the Month

450 Hillside Drive, Shelter Cove, CA 95589

Breathtaking Views of the Pacific Ocean From Your Own Rugged Terrain. Just Moments from Black Sand Beach, Lost Coast Trail and Shelter Cove Airport. Water and Power available at the street.

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