Redwood Real Estate Report

Review of September 2025

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Humboldt County Housing Market – September 2025 Recap

  • Median Sale Price: $453,000

  • Total Sales: 108

City-Level Highlights

  • Eureka:

    27 Median Days on Market

    28 Sales (26% of market share)

    $482,500 Median Sale Price

  • Arcata:

    9 Sales (8.3% of market share)

    $499,000 Median Sale Price

  • Fortuna:

    14 Sales (13% of market share)

    $465,000 Median Sale Price

  • McKinleyville:

    12 Sales (12% of market share)

    $493,700 Median Sale Price

Real Estate Take-Aways

  • Median home prices in Humboldt held steady year-over-year, but September saw a 7.25% rise in sold prices, suggesting renewed buyer activity.

  • Sellers still face strong competition — pricing, presentation, and flexibility with concessions (like rate buy-downs or home warranties) are key.

  • Fortuna continues to outperform other local markets, while Arcata and McKinleyville show longer days on market and more price adjustments.

Humboldt County Mortgage & Lending Update

Mortgage Trends

  • August’s Low: 6.56%

  • September’s Low: 6.26%

Mortgage Take-Aways

  • The Fed’s first rate cut since 2024 contributed to lowered mortgage rates by about a quarter percent, with slow, steady declines expected to continue.

  • Lower rates may encourage more homeowners to sell or refinance, improving overall market movement.

  • Buyers gaining purchase power can explore creative financing options, such as temporary rate buy-downs, to make homes more affordable.

Final Thoughts

Catch all of the episodes on our YouTube channel. Each broadcast includes detailed commentary, market snapshots, and neighborhood features.

For mortgage support, home valuations, or to schedule a free consultation, contact Larson Home Loans or a local agent through Hyperion Humboldt Realty. We’re here to help you make informed moves.

Featured Listing of the Month

4755 Patricia Drive, Eureka

This Exceptional Property Combines Modern Amenities with a Prime Golf Course Location. Experience the Comfort of Living in this Spacious Lundbar Hills Home Nestled Down a Private .59 Acre Flag Lot.

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